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Torbay Children's Centres

Money matters

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Looking for information, advice or support regarding money matters? You may find the following links useful.

Some of these are local organisations, others provide a national service.


If you would like to find out what benefit entitlements you have, or want to know what your benefits would be if you returned to work, Jobcentre Plus can help you. Use the link below to locate your local office or view information online.

Child Trust Fund

Children born on or after 1 September 2002 are entitled to a Child Trust Fund account. You don't need to make a claim to get the account started; the Government will automatically send you a voucher.

The account can give your child a head start as a young adult. It will help your child understand personal finance and the importance of saving for their future. The account belongs to them and, when they turn 18, the money is theirs to use as they think best.

StepChange Debt Charity

Does the amount of credit you have worry you?

Are you feeling anxious about what may happen?

StepChange is a registered charity whose purpose is to assist people who are in financial difficulty by providing free, independent, impartial and realistic advice.

The Money Charity

This is a national money education charity, formed to help people better manage their money. It offers a range of resources including debt advice guides and budget sheets, which can be downloaded from its website.

Tax Credit payments for families with children

9 out of 10 families with children are entitled to tax credits. You can be given Child Tax Credit in the form of payments from the government regardless of whether you are working or not.

Child Tax Credit is paid direct to the person who is mainly responsible for caring for the child or children. If you are a lone parent you will receive the payment.

Working Tax Credit is for people who are employed or self-employed (either on their own or in a partnership), who usually work 16 hours or more a week, who are paid for that work, and who expect to work for at least 4 weeks.

For more information either select the following web site link or call the Helpline on 0845 300 3900 (textphone 0845 300 3909 ).

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